pittsburgh auto insurance quotes - minimum requirements

Minimum auto insurance requirements for Pittsburgh are governed by Pennsylvania state law, so on this page we'll take a look at the details of that law. Most of the online quotes you'll receive here will take into account Pennsylvania auto insurance laws - but it's a good idea to become familiar with Pennsylvania minimums nonetheless.

Here are the facts on Pennsylvania state insurance law:

• Pennsylvania is not a no-fault state. No-fault insurance is not mandatory.
• Insurance covering damage to your vehicle (i.e. comprehensive and/or collision coverage) is not required in Pennsylvania.
• However, "liability" insurance is mandatory. This type of insurance covers you against liability in the event of personal injury or vehicle/property damage suffered by occupants of another vehicle, or pedestrians.
  • For bodily injury, The minimum amount of coverage is $15,000 per person involved. The minimum coverage for all persons injured in any one accident is 30,000.
  • For property damage (not including the policy-holder's vehicle), the minimum coverage is $5000 for all property damaged in any one accident.
• Medical Payments coverage, which will cover you and others covered under your policy for medical bills deriving from an accident, is mandatory in Pennsylvania, and the minimum coverage is $5000.
• Uninsured Motorist and Underinsured Motorist are not required in Pennsylvania.
• Note that while this data represents the state minimums, you are liable for any damages you cause over and above the coverage you purchase. With this in mind, you might want to consider acquiring more liability coverage than is strictly required.
• Laws change, and this site does not pretend to be perfectly up to date at every moment - it's always a good idea to double-check with a state sponsored site.